Ravienz | Multi-Asset Investment & Wealth Management

Terms & Conditions

Introduction

Welcome to Ravienz Brokerage Services LLC (“we”, “our”, “us”). By accessing our website and using our services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

Services Provided

Investment Advisory & Portfolio Management: Ravienz combines AI-driven tools with expert human advisors to deliver tailored investment guidance. Services include automated portfolio rebalancing, goal-based planning for retirement, real estate, and education, as well as tax-loss harvesting and global tax strategy optimization.
Investment Options & Market Access: We provide access to traditional markets such as stocks, ETFs, bonds, and options, alongside real estate investments including REITs and tokenized property. Our platform also enables cryptocurrency trading, staking, portfolio tracking, offshore banking, and global investment solutions.
Offshore Banking & Global Wealth Structuring: Clients gain access to secure, compliant offshore banking solutions designed to protect, grow, and globalize wealth. This includes multi-currency offshore accounts, asset protection structures, international tax-efficient planning, and integration with retirement accounts such as Self-Directed IRAs and international pension vehicles.
Brokerage Services: Execute trades and manage investments efficiently with our professional brokerage solutions. Ravienz provides expert tools, support, and global market access, ensuring trade execution quality and transparency.

Client Obligations

Provide accurate, complete, and up-to-date personal and financial information.
Adhere to all applicable laws and regulations within your jurisdiction.
Acknowledge that trading, investment, and offshore account management involve risks, and past performance is not indicative of future results.
Immediately notify us of any unauthorized account activity.

Fees and Charges

Fees for services will be clearly communicated prior to execution. Additional charges may apply for premium services, specialized account management, or international/offshore solutions. We reserve the right to modify fees with prior notice to clients.

Risk Disclosure

All investments carry inherent risks. The value of your investments may increase or decrease. Ravienz Brokerage Services LLC does not guarantee profits or protection against losses. Clients should consider their investment objectives, risk tolerance, and offshore investment structures before engaging in trading or account management activities.

Offshore Retirement Accounts

We provide advisory and management services for retirement accounts, including 401(k), Traditional IRA, Roth IRA, and SEP IRA, through offshore structures to optimize asset protection and tax efficiency. Clients are responsible for complying with applicable reporting and legal obligations in their jurisdiction.

Trade Execution Quality

We are committed to providing high standards of trade execution for all client orders. Our objective is to ensure clients receive the most favorable results, considering factors such as price, speed, cost, and reliability. Market conditions, liquidity, and order types may affect execution outcomes.

Confidentiality and Data Protection

All client information is confidential and will not be disclosed without consent, except as required by law. We follow industry-standard security practices to protect client data. By using our services, you consent to our collection and use of your information as outlined in our Privacy Policy.

Liability

We are not liable for any losses, damages, or expenses resulting from market fluctuations, trading decisions, offshore account performance, or other events beyond our control. Clients agree to hold Ravienz Brokerage Services LLC harmless from any claims arising from the use of our services.

Electronic Communications

Communications through emails, messages, or online platforms are considered legally binding. Clients consent to receiving electronic notices regarding account activity, service updates, and important information.

Dispute Resolution

Any disputes arising from these terms shall first be attempted to resolve amicably. If unresolved, disputes will be settled under the jurisdiction of New York, USA courts, according to local laws.

Amendments to Terms

We reserve the right to amend or update these Terms and Conditions at any time. Clients will be notified of changes through email or website updates. Continued use of services constitutes acceptance of the revised terms.

Termination

Either party may terminate the client relationship with written notice. All pending obligations must be settled upon termination. Termination does not affect accrued rights or obligations.

Governing Law

These Terms and Conditions are governed by the laws of New York, USA, and any legal proceedings will be subject to the jurisdiction of New York courts.

By using our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions, including services related to Investment Advisory, Offshore Banking, Global Wealth Structuring, Brokerage, and Trade Execution Quality.